When you purchase auto insurance, one of the key aspects you’ll need to consider is who in your household is covered by your policy. Insurance companies often stipulate that all drivers living in the same household must either be rated…
At LWG Insurance, we understand that managing workers’ compensation insurance can be a complex task for any business owner. One critical aspect that occasionally catches businesses off guard is the workers’ compensation audit. Here’s a comprehensive guide on what a…
Welcome to our latest blog post at LWG Insurance, where we explore the intersection of property management and legal responsibilities, particularly regarding the risks posed by dead or diseased trees. Understanding Tree Liability Trees can be a delightful addition to…
The landscape of homeowners’ insurance has become increasingly complex, particularly when it comes to liabilities associated with pets. Recent data from the Insurance Information Institute (III) shows a concerning trend: dog bite-related claims have risen by 8.3% from 2022 to…
Hey there, insurance enthusiasts! We’ve got some exciting news from the National Flood Insurance Program (NFIP) that could change how you think about flood insurance. On November 8, 2024, FEMA announced a groundbreaking update – introducing an Installment Plan for…
As we navigate through life, our financial responsibilities can look quite different at various stages. For many, the working years are filled with raising a family, paying off a mortgage, and climbing the career ladder. Here’s where Term Life Insurance…
As a parent, watching your child grow up and start driving is a big milestone. However, when it comes to insurance, adding a young driver to your policy can feel like navigating a financial minefield. Here at LW&G Insurance, we…
The holiday season is synonymous with giving, and sometimes, the gifts we give are not just items but investments – like jewelry, watches, or even electric bicycles. Here’s a quick guide on ensuring these valuable gifts are protected beyond the…
At LWG Insurance, we understand that your dog is more than just a pet; they’re part of your family. However, even the most well-behaved dogs can have moments where they react unexpectedly, leading to potential dog bite incidents. This blog…
Hello homeowners! Today at Looker Wolfe & Gephart Insurance, we’re addressing a common concern: why you need to insure your home for 100% of its replacement cost, even if you’re tempted to opt for less coverage to save on premiums.…