The landscape of homeowners’ insurance has become increasingly complex, particularly when it comes to liabilities associated with pets. Recent data from the Insurance Information Institute (III) shows a concerning trend: dog bite-related claims have risen by 8.3% from 2022 to…
UPDATE: NFIP announced in April 2025 that the ability to pay with installment payments has been pushed back to 2026 Hey there, insurance enthusiasts! We’ve got some exciting news from the National Flood Insurance Program (NFIP) that could change how…
As we navigate through life, our financial responsibilities can look quite different at various stages. For many, the working years are filled with raising a family, paying off a mortgage, and climbing the career ladder. Here’s where Term Life Insurance…
As a parent, watching your child grow up and start driving is a big milestone. However, when it comes to insurance, adding a young driver to your policy can feel like navigating a financial minefield. Here at LW&G Insurance, we…
The holiday season is synonymous with giving, and sometimes, the gifts we give are not just items but investments – like jewelry, watches, or even electric bicycles. Here’s a quick guide on ensuring these valuable gifts are protected beyond the…
At LWG Insurance, we understand that your dog is more than just a pet; they’re part of your family. However, even the most well-behaved dogs can have moments where they react unexpectedly, leading to potential dog bite incidents. This blog…
Hello homeowners! Today at Looker Wolfe & Gephart Insurance, we’re addressing a common concern: why you need to insure your home for 100% of its replacement cost, even if you’re tempted to opt for less coverage to save on premiums.…
When protecting your family, home, car, or business, having the right insurance coverage is crucial. But with so many options, finding the perfect policy can feel overwhelming. That’s where an independent insurance agent comes in. What is an Independent Insurance…
As winter approaches, one of the most common home insurance claims we see involves damage from frozen pipes. At LWG Insurance, we understand the importance of preparedness and prevention. Here are some essential tips to help you safeguard your home…
When it comes to protecting your assets and financial future, your standard insurance policies may not always be enough. That’s where a Personal Umbrella Policy (PUP) comes in—a valuable tool to extend your liability coverage and safeguard against life’s unexpected…