We have the answers you are searching for. CLICK BELOW OR CALL US TODAY. WE WANT TO ANSWERALL OF YOUR QUESTIONS! PERSONAL UMBRELLA What is a Personal Umbrella Policy (PUP)? Includes claim scenarios in which a PUP would provide protection. COLLISION DAMAGE WAIVER What you should know about insuring rental cars. What is/isn't covered by your personal auto policy. ELPIOVERVIEW An overview of coverage provided by an EPLI policy vs. a standard CGL. HOMEOWNERS INSURANCE Will your homeowners' insurance replace your entire home? This and other coverage questions are answered. STUDENTS IN COLLEGE Key coverage considerations for families with children enrolled in college. PA AUTO: LIMITED TORT VS. FULL TORT To sue or not to sue? That is the question. This flyer discusses the pros and cons of this important auto insurance policy selection. FLOOD INSURANCE Do you need it? What's covered? What about a sewer backup? Find out BEFORE a flood. CONDO INSURANCE Compares and contrasts standard condo policies with typical homeowners' coverage. CYBER LIABILITY What is it? Who needs it? What's covered? E-commerce exposes businesses to many new liabilities. WHAT IS AN INDEPENDENT INSRUANCE AGENT? Why you need to consider allowing our agency the privilege of handling your insurance rather than an 800 number or captive agent.